OUR SERVICES
Business Policies to Help You Grow
Index Universal Life (IUL)
Get life insurance coverage and the chance to grow through indexed returns
Index Universal Life (IUL)
Get life insurance coverage and the chance to grow through indexed returns
Living Benefit For Your Team
Get life insurance coverage and the chance to grow through indexed returns
A Better Health Benefit Strategy
Get life insurance coverage and the chance to grow through indexed returns
WORK PROCESS
Simplify Your Journey to
Insured Finance
Fill Out Our Discover Form
Gain access to a dedicated professional who understands your unique needs.
Select Best Policy
Choose the best policy that suits your life insurance
needs like a pro.
Insured With Policy
Brings peace of mind and financial security to you and your loved ones.
WORK PROCESS
Simplify Your Journey to
Insured Finance
Connect to Your Angel
Gain access to a dedicated professional who understands your unique needs.
Select Best Policy
Choose the best policy that suits your life insurance
needs like a pro.
Insured With Policy
Brings peace of mind and financial security to you and your loved ones.
IMPORTANCE
Why Do You Living Benefits for You and Your Employees?
Much Lower Cost than traditional Health policy. Life insurance with living benefits provides a financial safety net for your loved ones in the event of your untimely death or critical illness.
Loan Repayment: Life insurance proceeds can be used to repay business loans or other debts, preventing financial strain on the company and protecting its creditworthiness.
Employee Benefits: Offering life insurance as an employee benefit can help attract and retain talented employees. It provides valuable coverage for employees' families.
WHO ARE WE
About Us
We are a team of dedicated entrepreneurs on a mission to protect our own families and the families of our friends.
Our crusade centers around that living benefits and Indexed Universal Life (IUL) policy are indispensable tools that every family must consider. Let us share how we protect our family and plan different ways to protect yours.
Together, we can create a community of empowered families who are prepared, protected, and poised for success and happiness for our children.
Now Is The Time, Reclaim Control and
Secure Your Family's Future With Life Insurance
We Have Sum-Up Everything You Need To Protect Your Legacy. Click The Button Below To Download An Easy Worksheet And Get The Best Insight Of Our Services
A cancer diagnosis devastated both my health and my finances. The living benefits helped me cover medical treatments, home modifications, and other unexpected expenses thanks to the policy's death benefit. As a result, I was able to focus on my recovery and time with my family. During this challenging time, Living Benefits were truly a guardian angel to me..
Since our family is young, we wanted to ensure their financial security in case of unforeseen circumstances. The IUL helped us navigate a difficult period after I was diagnosed with a critical illness with living benefits and IUL. Using the living benefits, I was able to access part of the death benefit, easing the financial burden.
My goal as a single father was to make sure my kids' future was secure. I decided to invest in living benefits and an individual life insurance policy, and it's been one of the best decisions I've ever made. It helped me cover our expenses, keep our roof over our heads, and continue saving for my children's education when I lost my job unexpectedly
As a single mother, the thought of facing cancer was overwhelming. Living benefits helped me cover medical bills, additional caregiving support, and even maintain our daily needs during my cancer journey. By having living benefits, I was able to prioritize my health and care for my children without additional financial stress. This was a true safety net during the toughest battle of my life.
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LIVING BENEFITS PROTECTS YOUR LEGACY
Remember, life is unpredictable, and being prepared is essential. Living benefits insurance offers a comprehensive shield, protecting your financial security, healthcare choices, emotional well-being, lifestyle, and legacy.
What is more important to you, your child or your car? Both are insured. Why not something that is as important as your children? Buying life insurance for a child forces us to think about the unthinkable. A child's policy isn't just about protecting them in case the unthinkable happens; it's also about ensuring their financial future as well. Children are usually insurable without undergoing medical underwriting - the parents answer a few medical questions. If the policy remains in force, the child will always be insured. When a child reaches certain life milestones, most insurance policies offer optional riders so they can increase insurance coverage.
You can get the policy cash value by withdrawing it or borrowing it from the insurance company using the policy as collateral. If you take a withdrawal, your policy value will get reduced right away. If you take out a loan, you can increase your policy values, depending on the type. You don't have to repay the loan, or the interest on it, during your lifetime. If you don't do it, any outstanding loan balance will reduce the amount of death benefit payable to your beneficiary. Find out more from one of our licensed professionals.
Life insurance has many reasons for being critical. Ensuring your family's financial security and peace of mind is essential. If anyone is dependent on your income, they would most likely suffer if you passed away. That's why life insurance is so important to have. There are different life insurance policies, but they all pay cash to your loved ones when you die. Daily living expenses, mortgage or rent payments, outstanding loans, college tuition, and other essential costs can be covered by life insurance. If you and your income were to disappear, life insurance can ensure that your family would be taken care of financially. No one knows the future. Ensure the unknown future with policies that give you flexibility and protection for your legacy.
The biggest factor is age. There's an old saying that life insurance is like fun. The younger you are, the lower the cost. The older you are, the more expensive it is. If you choose an appropriate strategy for a child, it could cost as little as $50 to $200 per month. Set up a 30-minute Zoom and we'll show you some examples. For children and young adults (40 or younger), the costs are very low. ***These are just preliminary estimates***
In spite of the appeal of a "Free" life insurance policy with your current employer, you should understand the limitations. This question may not be ideal for evaluating the suitability of a life insurance policy because:
Often, employers offer "Free" life insurance policies that are inadequately covered. You might leave your loved ones financially vulnerable if you pass away due to a minimal death benefit. You may lose coverage if you change jobs or leave the company, leaving you without life insurance protection. Employer-provided life insurance is typically based on your employment. Long-term financial security can be hindered by this lack of portability.
A lack of customization: Employer-sponsored policies tend to be group plans, so they don't offer you customized coverage. Individual life insurance policies don't often come with riders or living benefits that make them more flexible and comprehensive.
Employer-provided life insurance depends on your employment status. The coverage may also be lost if you lose your job or retire, leaving you without protection during critical life events.
Individual life insurance policies can be tailored to your specific circumstances and provide comprehensive protection and flexibility that meets your evolving needs..